With an increasing emphasis on preventive care, health insurance providers like Aetna are going beyond traditional medical coverage. In 2024, Aetna’s Fitness Reimbursement Program continues to reward eligible members for taking proactive steps toward better health. Whether you’re investing in a gym membership, buying fitness equipment, or paying for yoga classes, Aetna may help you get part of your money back—literally.
This article will break down everything you need to know about the Aetna fitness reimbursement benefit, including eligibility, what it covers, how much you can claim, and how to submit a request.
💡 What Is the Aetna Fitness Reimbursement Program?
The Aetna Fitness Reimbursement Program is a wellness benefit offered to eligible Medicare Advantage members that provides financial reimbursement for a variety of fitness-related expenses. It is designed to support a healthier lifestyle by helping to offset the costs of activities and equipment that promote physical well-being.
This benefit is available in addition to SilverSneakers®, a fitness program Aetna already offers that grants access to gyms and virtual classes.
💰 How Much Can You Get Reimbursed in 2024?
The reimbursement amount varies depending on the specific Aetna plan you are enrolled in. Here’s a general breakdown for 2024:
| Plan Type | Reimbursement Amount | Frequency |
| Aetna Medicare Advantage | $90 – $300 per quarter | Quarterly |
| Certain Plan Variants | Up to $1,200 annually | Yearly |
✅ Tip: Check your specific plan’s Evidence of Coverage (EOC) for exact reimbursement limits.
🛍️ What Expenses Are Covered?
Aetna provides reimbursement for a wide range of wellness expenses, including:
✅ Eligible Expenses
- Gym or fitness center memberships
- Group fitness classes (Zumba, spin, yoga, Pilates, etc.)
- Online fitness subscriptions
- Personal training sessions
- Fitness trackers (Fitbit, Garmin, etc.)
- Home exercise equipment (resistance bands, dumbbells, yoga mats)
- Registration fees for marathons or wellness events
❌ Non-Eligible Expenses
- Athletic shoes or apparel
- Nutrition supplements
- Camping gear or hiking poles
- Park entrance fees
- Cosmetic wellness items
- Golf or country club memberships
⚠️ Aetna periodically updates its list of eligible and non-eligible items, so it’s best to confirm before making a purchase.
📝 How to File for Reimbursement
Submitting a reimbursement request is a straightforward process. Here’s how to do it:
1. Make an Eligible Purchase
Pay out of pocket for a fitness-related expense that qualifies.
2. Keep Your Receipts
Aetna requires itemized receipts that show:
- The name of the vendor
- Date of purchase
- Type of product or service
- Amount paid
3. Fill Out the Reimbursement Form
Download and complete the official Aetna Fitness Reimbursement Form.
4. Submit Your Request
Send the form and receipt by mail or fax, as outlined in the instructions.
5. Wait for Processing
Claims are typically processed within 6–8 weeks, and the reimbursement will be mailed or directly deposited.
🎯 Why Use the Aetna Fitness Reimbursement Benefit?
🔹 Promote a Healthier Lifestyle
You’re more likely to stick with fitness goals if you’re not worried about the cost. Reimbursement helps reduce that burden.
🔹 Support for At-Home and In-Gym Workouts
Whether you prefer a yoga mat in your living room or a full gym environment, Aetna supports both physical and virtual fitness options.
🔹 Budget-Friendly Wellness
This benefit can save you hundreds of dollars per year, especially if you combine it with the SilverSneakers gym access.
🔹 Encourages Preventive Health
Regular physical activity can lower your risk for chronic conditions like heart disease, diabetes, and depression—saving on future medical costs.
🧓 Who Is Eligible?
Most Aetna Medicare Advantage plan members are eligible. However, reimbursement amounts and qualifications vary by plan and location.
You Must:
- Be enrolled in an eligible Aetna Medicare Advantage Plan
- Be up-to-date with plan payments
- Submit claims within the required time frame (usually within the calendar year)
📞 Call the number on your Aetna member ID card or log into your account to verify your eligibility.
📚 Pro Tips for Getting the Most Out of the Program
- ✔️ Combine SilverSneakers and Reimbursement for double fitness benefits
- ✔️ Track your expenses quarterly so you don’t miss out on the benefit
- ✔️ Create a fitness plan and invest in long-term tools like a personal trainer or equipment
- ✔️ Use local resources—many local gyms are already recognized vendors
Frequently Asked Questions
1. Do I need to sign up separately for the fitness reimbursement program?
No, if your plan includes this benefit, you are automatically eligible.
2. Can I be reimbursed for multiple purchases?
Yes. You can submit multiple receipts until your quarterly or annual limit is reached.
3. Can I use the reimbursement for family memberships?
No. Only individual expenses for the plan member are eligible.
4. How long do I have to submit a claim?
Typically, within the calendar year of the purchase. Earlier submission is recommended.
5. Can I get reimbursed for a gym outside my state?
Yes, as long as the gym is a recognized and licensed facility.
6. Does this benefit expire if I don’t use it?
Yes. Unused benefits usually do not roll over to the next period.
7. Are digital fitness subscriptions like Peloton or Apple Fitness+ covered?
Yes, many virtual platforms are eligible, but confirm with Aetna first.
8. Where can I get the reimbursement form?
Visit www.aetnamedicare.com or contact Aetna customer service.
Conclusion
The Aetna Fitness Reimbursement Program for 2024 empowers members to make meaningful investments in their physical health. Whether you want to join a gym, work out from home, or try something new like dance or martial arts, Aetna has you covered—with cash back on your wellness journey.